Services & Pricing

We locate all your existing pension pots, analyze their performance and fee structures, then provide a detailed report showing whether consolidation would benefit you.

What's Included:

• Complete pension trace across all providers
• Fee comparison and performance analysis
• Consolidation recommendations with projected savings
• Provider comparison if consolidation is recommended
• Written report and follow-up consultation

Typical timeframe: 2-3 weeks

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Find out exactly what income your pensions will provide at different retirement ages. We create realistic scenarios so you can make informed decisions about when to retire.

What's Included:

• Current pension value assessment
• Projected growth calculations
• Income projections for ages 55, 60, 65, and 67
• State pension integration
• Lifestyle affordability analysis
• Tax impact modeling

Typical timeframe: 2 weeks

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Maximize your retirement income by minimizing unnecessary tax. We create a withdrawal strategy tailored to your tax situation and income needs.

What's Included:

• Current tax position analysis
• Pension withdrawal sequencing strategy
• Annual allowance and lifetime allowance planning
• Integration with other income sources
• Multi-year tax planning roadmap
• Ongoing implementation guidance

Typical timeframe: 3 weeks

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A comprehensive retirement plan covering all aspects of your financial future. Everything coordinated into one coherent strategy.

What's Included:

• Complete pension analysis and consolidation review
• Retirement income projections
• Tax-efficient withdrawal planning
• State benefits optimization
• Investment strategy review
• Estate planning considerations
• Detailed written roadmap
• Two implementation consultations

Typical timeframe: 4-5 weeks

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Considering transferring a defined benefit (final salary) pension? This regulated assessment provides the advice you legally need to proceed, with no obligation to transfer.

What's Included:

• Full defined benefit pension analysis
• Transfer value assessment
• Risk and benefit comparison
• Alternative options analysis
• Detailed suitability report
• FCA-compliant recommendation
• Extended consultation sessions

Typical timeframe: 5-6 weeks

Required by law for transfers over £30,000. We provide objective advice with no incentive to recommend transfer.

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Keep your retirement plan on track with an annual review service. We monitor your pensions, flag opportunities, and adjust your strategy as circumstances change.

What's Included:

• Annual pension performance review
• Contribution level assessment
• Legislative change impact analysis
• Rebalancing recommendations
• Updated retirement projections
• Priority email support

Review schedule: Annual consultation each year

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