Terms of Use

Agreement to Terms

By accessing and using this website (quaint-learning.com), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

Use of Website

This website is provided for informational purposes regarding our pension planning and retirement services. You may use this site for lawful purposes only.

Prohibited Uses

You agree not to:

• Use the site in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the site
• Interfere with or disrupt the site's operation
• Transmit viruses, malware, or other harmful code
• Collect or harvest personal information from other users
• Use automated systems to access the site without permission

Intellectual Property Rights

The content on this website, including text, graphics, logos, images, and software, is the property of quaint-learning and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this site without our express written permission.

Service Information

Information about our services on this website is provided for general informational purposes only. It does not constitute financial advice or a personal recommendation.

Pension planning is complex and individual circumstances vary. We recommend consulting with us directly before making any pension-related decisions.

Professional Services

quaint-learning is regulated by the Financial Conduct Authority (FCA) for pension planning and advisory services. When you engage our services:

• A separate service agreement will govern our professional relationship
• Specific terms and conditions will apply to the services provided
• All advice will be provided in accordance with FCA regulations

Accuracy of Information

While we strive to ensure the information on this website is accurate and up to date, we make no warranties or representations regarding its completeness or accuracy.

Pension regulations, tax laws, and financial markets change frequently. Information on this site should not be relied upon as current without verification.

Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse or control these sites and are not responsible for their content, privacy practices, or terms of use.

Your use of third-party websites is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, quaint-learning shall not be liable for:

• Any direct, indirect, incidental, or consequential damages arising from your use of this website
• Any errors or omissions in website content
• Any interruption or unavailability of the website
• Any loss of data or information

This limitation applies whether the alleged liability is based on contract, tort, negligence, or any other legal theory.

Disclaimer of Warranties

This website is provided "as is" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Uninterrupted or error-free operation

Indemnification

You agree to indemnify and hold harmless quaint-learning, its officers, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use of this website
• Your violation of these Terms of Use
• Your violation of any rights of another party

Privacy and Data Protection

Your use of this website is also governed by our Privacy Policy and GDPR compliance statement. Please review these documents to understand how we collect, use, and protect your personal information.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this website. Your continued use of the site after changes are posted constitutes your acceptance of the revised terms.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Information

For questions about these Terms of Use, please contact us:

Email: [email protected]
Address: 47 Thornbury Lane, Bristol BS7 8NQ, United Kingdom